Understanding the tax on superannuation death benefits: The so-called ‘Death tax’
Most Australians don’t realise that superannuation death benefits tax can apply when super is paid to certain beneficiaries after death, and understanding the super death tax is one of the most overlooked aspects of estate planning in Australia.
Understanding division 296: The new tax on super balances over $3 million
From 1 July 2026, Australians with more than $3 million in superannuation face a new tax on earnings above that threshold, and understanding the rules now gives you time to plan before the first assessment lands.